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Journal Article

Citation

Viscusi WK. Geneva Pap. Risk Insur. Theory 1995; 20(2): 177-184.

Copyright

(Copyright © 1995, Holtzbrinck Springer Nature Publishing Group -- Palgrave-Macmillan)

DOI

unavailable

PMID

unavailable

Abstract

Insurance catastrophes are increasingly the result of actions by human beings rather than nature. Chief among these insurance changes has been the surge in tort liability insurance costs. Unfortunately, the courts have misunderstood the mechanisms for transmitting these costs throughout the economy. A principal deficiency is that the structure of liability has been inconsistent with the courts' assumption that the losses could be borne by consumers or parties other than the insurer.

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