@article{ref1,
title="Captives and RRGs (risk retention groups): deciding when they are appropriate",
journal="Risk management",
year="1988",
author="Rastallis, J. Y. and Butterfield, M.",
volume="35",
number="3",
pages="32-5, 38",
abstract="<p>[Abstract unavailable]</p><p>Language: en</p>",
language="en",
issn="0035-5593",
doi="",
url="http://dx.doi.org/"
}