@article{ref1,
title="Tornadoes of April -- Public Evaluation of Insurance Industry's Performance -- Insurance Information Institute",
journal="Mass emergencies",
year="1975",
author="Kunreuther, Howard",
volume="1",
number="1",
pages="78-79",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="0304-4114",
doi="",
url="http://dx.doi.org/"
}