@article{ref1,
title="Giving Motorists a Choice between Fault and No-Fault Insurance",
journal="Virginia law review",
year="1986",
author="O'Connell, Jeffrey and Joost, Robert H.",
volume="72",
number="1",
pages="61-89",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="0042-6601",
doi="10.2307/1072991",
url="http://dx.doi.org/10.2307/1072991"
}