@article{ref1,
title="Railroad unemployment, sickness payouts begin",
journal="Employee benefit plan review",
year="1975",
author="",
volume="30",
number="3",
pages="24-24",
abstract="<p>[Abstract unavailable]</p><p>Language: en</p>",
language="en",
issn="0013-6808",
doi="",
url="http://dx.doi.org/"
}