@article{ref1,
title="Use of cost data, provider experience, and clinical guidelines in the transition to managed care",
journal="Journal of insurance medicine",
year="1991",
author="Swanson, G. H.",
volume="23",
number="1",
pages="70-74",
abstract="<p>[Abstract unavailable]</p><p>Language: en</p>",
language="en",
issn="0743-6661",
doi="",
url="http://dx.doi.org/"
}