@article{ref1,
title="Scorecards as devices for consumer credit: the case of Fair, Isaac and Company Incorporated",
journal="Sociological review, The",
year="2007",
author="Poon, Martha",
volume="55",
number="2 Suppl",
pages="284-306",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="0038-0261",
doi="10.1111/j.1467-954X.2007.00740.x",
url="http://dx.doi.org/10.1111/j.1467-954X.2007.00740.x"
}