@article{ref1,
title="Risk control and risk financing",
journal="Topics in health care financing",
year="1989",
author="Sielicki, A. P.",
volume="16",
number="1",
pages="8-31",
abstract="<p>[Abstract unavailable]</p><p>Language: en</p>",
language="en",
issn="0095-3814",
doi="",
url="http://dx.doi.org/"
}