@article{ref1,
title="No fault auto insurance no panacea",
journal="Pennsylvania medicine",
year="1980",
author="Speaker, F.",
volume="83",
number="1",
pages="17-17",
abstract="<p>[Abstract unavailable]</p><p>Language: en</p>",
language="en",
issn="0031-4595",
doi="",
url="http://dx.doi.org/"
}